How to Achieve Your Successes

If you’re making more money than Oprah, then you might not be interested in this video. But if you believe that by changing your mindset you can actually change your financial reality, you’ll want to read further.

We all have had some beliefs that some things in our lives are working for everybody but themselves. We buy products of which we think we believe will change our lives, and when we’ve tried them out for a while, we come back to the same conclusion we draw over and over again: it doesn’t work.

Whether it’s your financial status, your relationships, your career or your health: the reality you face today doesn’t guarantee that it won’t or can’t change tomorrow.

In these next video’s Tony Robbins explains to Frank Kern and John Reese what the single most important change is you need to make in order to get the results you want.

Enjoy the video!



So, what do you think? Will this work for you?

Feel free to drop a line in the comment field below and share your thoughts and experiences.


To your success.



Cash or Credit?

You know what they say about beauty and the beholder? It apparently lies in the eye of the cardholder too.

That’s according to new academic research that shows consumers who pay with a credit card focus on the benefits of a purchase, while those who pay with cash concentrate on its cost.

A take-away for consumers is that using credit cards can be dangerous to your wealth for more subtle reasons than paying finance charges on balances. It can affect not only how much you spend, but what you buy.

The new research comes from Promothesh Chatterjee and Randall Rose in a study, “Do Payment Mechanisms Change the Way Consumers Perceive Products?” to be published in an upcoming issue of the Journal of Consumer Research.

When it comes to credit cards, it’s well established in the field of behavioral economics that people who use plastic are unconsciously willing to spend more than those who pay with cash, a phenomenon known as the “credit card premium.” That’s because there’s an emotional pain associated with handing over hard currency that curbs spending, as opposed to mindless purchasing when forking over plastic.

It provides a lesson for even financially prudent people — just because you pay off your card balances every month to avoid finance charges doesn’t mean credit cards aren’t harming you. You might be overspending, simply because of the payment method you choose.

The new study adds to that research, suggesting another reason why people spend more with credit cards. It found that the intention to pay with either cash or credit can determine whether a consumer concentrates on a product’s benefits or its cost — to the point they might choose different products when they know they will be paying with credit.

“When (consumers are) exposed to new products and thinking about paying with credit, they tend to focus on the good things about the product — the aesthetics of it, the features that are better than other products they’re considering, the sexiness and luxury of it,” Rose said in an interview. “That’s as opposed to details related to cost, like the price, shipping cost, warranty cost, installation cost and effort.”

In an experiment, consumers primed by researchers to think about credit cards had trouble recalling facts about a digital camera’s cost. In another, those who were thinking about credit were able to correctly identify more words related to the benefits of a laptop computer but fewer about its cost. The opposite was true for those primed to think about paying cash.

The authors note that this might happen because consumers from an early age are exposed to credit card advertising, which links use of credit cards with highly desirable products and lifestyles, as well as immediate gratification.

So what’s the advice for consumers? Some financial gurus advise paying cash for most things, although that’s becoming more unusual today, especially among young people who shop online. A compromise could be debit cards, which likely have a more moderate effect on overspending. Using a debit card involves handing over a piece of plastic, but there’s a mindfulness because you have to think about your bank account balance. Another strategy is to continue to use credit cards but somehow be vigilant about price.


Of course, these are generalities. Other research shows that many people have tightwad or spendthrift personalities that would also affect spending, apart from whether they choose to pay with cash or credit. In addition, one factor not tested by the researchers was what happens when a consumer has a negative opinion or experience with credit cards, such as racking up stressful debt. “For those who have existed in a debtor’s prison, so to speak, this effect may not hold for them,” Rose said. Other recent consumer behavior studies show:

Consumers salivate for cash.

We metaphorically say that a person drools over buying a new pair of shoes or an electronic gadget. Turns out, that can literally be true.

In certain situations, people involuntarily salivate when they desire material things, such as money and high-end sports cars, David Gal, a marketing professor at NorthwesternUniversity, found in a study, “A Mouthwatering Prospect: Salivation to Material Reward.” Gal writes that “salivation, though likely purposed for digestion early in evolutionary development, has incidentally become associated with a generalized reward response.”

Perhaps our desire for money and luxury is more primal and instinctual than we care to admit.

We make dumb No. 2 choices.

Today, we’re bombarded with more product choices than ever, making it difficult when shopping for a house, a television, breakfast cereal or a simple pen. So, it’s important to have a process.

When a consumer narrows choices among many products only to find the top selection isn’t available, it’s logical to choose the second-best. Oddly, that’s often not what happens.

If a product is out of stock or discontinued, for example, consumers, up to 60 percent of the time, are likely to reject the runner-up option and select a lower-rated item, found researchers Wendy Attaya Boland of American University, and Merrie Brucks and Jesper Nielsen of the University of Arizona. Turns out that when a top choice is unavailable, consumers switch their focus about which product features are important to them. And they end up making a bad choice.

The authors call it the “attribute carry-over effect.” Maybe the take-away is to trust your initial evaluations and be true to No. 2.


The ‘attribute carry-over effect’

In explaining the “attribute carry-over effect,” the authors of a study describe a customer who is shopping for a new pen, deciding she wants an extra-fine, felt-point pen. She finds two pens that qualify, one with blue ink and one with black. Ink color doesn’t matter, but she has to decide and goes with blue ink.

But at the checkout line, the consumer learns the blue-ink, extra-fine, felt-point pen is out of stock. Instead of selecting the obvious second choice — the black-ink, felt-point pen — the consumer instead selects a ballpoint, blue-ink pen. She gave up on the more important attributes — extra-fine, felt-point — and emphasized less-important blue color because color was the most recent attribute on which she made a decision.


Attracting More Wealth

Everybody wants more money. No doubt about that. Rich people, poor people, mediocre people. We all want to have more financial freedom to do what we love and to leave the money-worries behind.  Most people aim for the lottery to get more money, but fact is, that chances of you winning the lottery are even slimmer than the chances of you getting hit by lightening! Would you want to spend hundreds or even thousands of dollars just to ensure yourself of a CHANCE to win something?

Now you might argue with me at this point, saying ‘But IF I win, Imma be myself a millionaire! – That might be true – IF you win, but research has shown that over 80 percent of lottery winners lose their money, plus more, within 5 years after their winnings.

Now you don’t want to put your money on this, now do you?

What if I told you a secret that will transform your life completely in the way you look at and deal with money.

You see, everything that we have in our physical world starts out in our mental, spiritual  or emotional world. As a dream or a thought, or even as a desire.

Most people don’t realize that their desire or wish is the catalyst of their desired manifestation, and so they go looking for it in the outer, physical world. A hotdog, a car, a girl- or boyfriend – all are firstly created in your mind and/or heart, and then, if strong enough, found in the physical world.

But the secret is that if you consciously create your wish, desire or goal in your inner, non-physical world – your mind, your heart – it will become much and much easier to attract it in the physical life.

Perhaps you’re thinking ‘I don’t have to listen to this mumbo-jumbo; I’ll take my chances in the lottery!’

But here’s the thing: science today proves and underlines that having a clear goal on what you want helps in getting it. You see, most people dont get what they want, because they don’t really know what they want. And if they do find out what they want, they’re most likely bound by non-supportive beliefs that withhold them from getting what they want.

It’s kind of like taking a beta-blocker for your blood-pressure or arrhythmia. Your mind is telling your heart to increase beating, but the beta-blockers are keeping that signal from arriving at the heart. Your non-supportive beliefs are holding you back in achieving what you want, even if you consciously take the right steps!

Changing your inner world changes your outer world, not the other way arround.

Change your beliefs (on any area of your life that isn’t working for you the way you want it) and you’ll change the outcome of that area of your belief.

So, your question now is (or should be) ‘How do I change my non-supporting beliefs?’

One way to change your money mindset beliefs are through affirmations. Affirmations are acknowledgements of those things you’d like to have in your life or already have in your life.

Some people occasionally are thankful for what they have in their life, but most people aren’t even aware of the riches they have in their life (e.g a good health, spare time, family or a house to come home to), let alone be thankful for what they are about to receive.

We all grew up with limiting beliefs, most of them originated from our parents. Realize that – especially concerning money – they grew up in a different time, and so they have different values towards things like money. Think back on the times your mother or father said ‘Money doesn’t grow on trees’, or ‘Money is the root of all evil. Or – and this is one I heard a lot in my family ‘We can’t afford it’.

All of these, and many, many more have been planted in your mind over and over again, until you unconsciously started to believe these comments were true for you too.

But the truth is – it’s not!

Re-programming your mind on the areas that you want to improve on is a very helpful method to change your life for the better. And affirmations are a great technique to help you accomplish that.

In this video you’ll find great affirmations that will help you changing your unconscious non-supporting beliefs into a belief system that works with you.

Train your brain on a daily basis and take just a couple of minutes to re-program your mind by doing affirmations. You’ll see that when you do it more often, it will get easier and your mind will start to believe the new information you;re putting in. Re-programming your mind is like taking uo a new habit. It takes about 21 to 30 days to develop a new habit. And if you’re consistent enough, the new habit will work ror you for the rest of your life.

To your success!


Millionaire Mind Intensive (video)

In this video series, you’ll find a set of great videos from millionaire T. Harv Eker, explaining how to set your ‘financial thermostat’ (your money blueprint) for abundant instead of poverty.

Video #1

Video #2

Video #3

To see the other three video’s, check out the next blogpost.